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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

CAGR

Compound Annual Growth Rate.

Capital Markets Law

Law No. 6.385, dated December 7, 1976, as amended.

Central Bank or BACEN

The Central Bank of Brazil.

Civil Code

Law No. 10.406, dated January 10, 2002, as amended.

CMN

Brazilian National Monetary Council.

CNPJ/MF

National Corporate Taxpayers Register of the Ministry of Finance.

Company or Banrisul Cards

Banrisul Cartões S.A.

Controlling Shareholder

Banco do Estado do Rio Grande do Sul S.A.

CPF/MF

Individual Taxpayers Register of the Ministry of Finance.

CVM

Brazilian Securities Commission.

CVM Resolution 476

CVM Resolution 476, dated January 25, 2005.

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